I just turned 64, meaning that next time this year I will start collecting Old Age Security. Put that together with my mediocre CPP payments and I will have a $20,000’ish pension. Over the next week or two I will also create a RRIF from my Canadian RRSP account. Creating a RRIF at age 65 […]
Yes, you can create your own retirement cash flow plan.
The Canadian Financial Summit kicks off this week. Kyle at the Summit puts it this way – This Virtual Summit will cut through the fog of confusing financial jargon and build the confidence needed to seize control of your personal finances. Each speaker will pull back the curtain on their unique area of expertise. With their actionable […]
Six ways to lower your taxes in retirement.
This post was inspired by Rhys Martell the founder of Well Built Wealth. Rhys does a wonderful job of educating Canadians on all things retirement. I’ve learned a bunch from Rhys and several other advice-only planners. Rhys offered a video (shown below) offering six ways we can lower our taxes in retirement. While it’s a […]
Stocks hit the pause button as rates rise. A look at the third quarter of 2026.
The stock market has been on a fantastic run. Then, in the third quarter, it decided to sit this one out. Rising bond yields, persistent inflation worries and a little less enthusiasm for expensive equities put the brakes on the rally. But this wasn’t a market meltdown, or even a technical correction. Far from it. […]
The most simple Canadian stock portfolio. Simply amazing.
We’ll check in on the Canadian Essentials Portfolio. It’s a very simple but concentrated 10-stock Canadian Blue Chip portfolio. It’s about as blue as you can get. The portfolio concept was courtesy of political science professor Mike Henderson who singled out the companies for the essential roles they play in the Canadian economy. He identified […]
Filling in your portfolio with U.S. ETFs.
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