It’s totally understandable that Canadian investors are suspicious. Many Canadians are aware that with respect to the fees charged on their investments, they’ve had the wool pulled over their eyes for many decades. So, what are the total fees charged on the asset allocation portfolios? It’s a common question, and a common misunderstanding. Rob Carrick […]
Is it time to rebalance your portfolio?
When should you rebalance your portfolio? It is often suggested that once a year will do the trick. Many will suggest every 6 months. But perhaps what makes the most sense it to rebalance when the portfolio allocations drift out of shape. This might allow you to buy low and sell high and take advantage […]
Canadian ETF sales continue to add on. But Canadians are still being too Canadian.
Canadian ETF assets continued to grow in August and in 2019 with robust markets and net new creations. At the end of August ETF assets in Canada had surpassed $185 billion. Those are solid numbers but certainly Canadians are still being, well, too Canadian. Here’s the breakdown courtesy of CEFTA the Canadian ETF Association. From […]
Say goodbye to your Canadian home bias.
Investors around the globe are known to invest with a home bias. That is, due to familiarity investors allocate too much to their home country. Canadians will typically hold more Canadian equities compared to US or International equities. Meanwhile Canada represents only 3% of the global economy. And OK, I’ll lead off with my personal […]
iShares Adds Three One Ticket Asset Allocation Portfolios.
The momentum continues for the game-changing One Ticket Asset Allocation Portfolios. Yesterday we saw three new funds introduced by iShares and an actively managed fund from CI Investments. iShares likes to refer to them as multi-asset ETF solutions. From Pat Chiefalo, the head of iShares Canada. “We know investing can be complicated, but it doesn’t […]
You should protect your retirement portfolio assets long before your retirement start date.
We often think of wealth building and retirement as static dates. We have that accumulation stage when we are building our assets and net worth, and then we have that decumulation stage (retirement or semi retirement) when we are spending our assets. We tend to think of those periods in static terms, with hard stop […]