The Globe & Mail offers ongoing real-life retirement funding (cash flow plan) scenarios. They also invite a financial planner to offer their opinion. They call the series Financial Facelift. A recent article caught my eye. I thought I would give it a go using a popular free use retirement software that allows DIY retirees and […]
Canadian and international stocks wow in February and in 2026.
So much for the February blahs. Canadian stocks delivered some February wows. We can add in international developed and international developing markets as well. The U.S. market stays in the basement where it resided in 2025. For the month, the TSX added 6.9%, marking its biggest monthly gain since November 2020. The Toronto market has […]
Giving up trips to Portugal in your sixties to fund nursing care in your nineties?
Retirement planning introduces many difficult questions, and some very interesting and meaningful trade-offs. Including, how much should you sacrifice your high-quality go-go years in retirement to fund your expensive no-go years that might arrive in your 80’s and continue into your 90’s and perhaps beyond? For many, residence and healthcare costs can skyrocket late in […]
Own the Canadian banks, don’t let them own you. Plus, the Sunday Reads.
It was another stellar quarterly earnings season for the Canadian banks. They mostly beat estimates sending stock prices considerably higher for the week. You just can’t keep the big bad bank oligopolies down. As the Canadian economy hobbles, the banks seem to find a way to generate more revenue and more profits. Keep in mind […]
The Wealthy Barber’s big idea on the Sunday Reads.
I was an advertising writer/creative, so I have this propensity to distill more complex ideas into a 30-second movie, or a 6 word headline. We had to cut to the chase, and decide what was really important – what is the main message? An ad started with a briefing document. The most important section was […]
Estate planning basics, on the Sunday Reads.
The 2025 Canadian Financial Summit took flight this past week. It features presentations from a who’s who in the Canadian financial education space, and then it includes a few also -rans such as me, Dale 😉 the creator of Cut The Crap Investing and Retirement Club. My presentation covered the most common mistakes in retirement. […]