There can be incredible value in financial planning. And a new and growing trend is to seek out an advice-only planner. You can access advice and pay for what you need. You do not have to fork over a percentage of your portfolio value every year. And it’s conflict-free advice. But how do you invest […]
You might not need a financial planner.
Recently I posted on the wonderful option of obtaining your financial advice a la carte. Yup. Just pay for what you need. You do not have to fork over a percentage of your total portfolio value every year. And in fact, you might not even need to fork over a single nickel for planning advice, […]
What is advice-only financial planning?
All investors can benefit from financial advice. Quite simply there is ‘stuff’ that we don’t know. And you don’t know what you don’t know. But there are professionals who do know. There are various types and levels of advice. In this post we will top line what is advice-only financial planning? It can also be […]
Should you roll the dice with your retirement savings?
You’ve worked for decades to build your retirement nest egg. You have invested smartly. The investment portfolio is required to fund a significant portion of your retirement years. In fact, you need those monies to last for many decades. Should you invest in an all stock portfolio? That approach might deliver greater income than the […]
Why have Canadians given the Robo Advisor the cold shoulder?
Will Canadians ever embrace the Robo Advisors in a meaningful way? While the growth rates are impressive the total assets under management is disappointing. The Robo option might be ‘the answer’ for the majority of Canadians but it has failed to attract considerable assets. There is several billion dollars invested in the Canadian Robo Advisors. […]
Weekend Reads. Using factor based ETFs as a core holding.
I recently looked at BMO’s Low Volatility ETF, ticker ZLB. The investment approach or methodology is also available as an F-series mutual fund. The post created great interest. What’s not to like with a brief history of better returns with less risk? But does the fund make for a suitable core Canadian equity investment? Original […]