The theme of this week’s Sunday Reads is courtesy of The Maple Money podcast and Mark Seed of the My Own Advisor blog. In this episode of Maple Money podcast Mark offers his thoughts and framing on FIRE – financial independence and retire early. Mark prefers the more honest and representative (of reality) FIWOOT – […]
The Permanent Portfolio.
The traditional balanced portfolio is built for the current economic environment. It is built upon the premise, or guess, that we will remain in a disinflationary environment. It is all that today’s investor has known. In a disinflationary environment US and Canadian stocks and other developed markets perform well. US and Canadian bonds perform well. […]
The returns for the ETF Portfolios – outlier edition.
I recently looked at the returns for the core ETF Portfolios on Cut The Crap Investing. It was more than a solid year with annual returns in the range of 9.8% to 11.0% for 2020. It was another great year for simple couch potato investing. Simple and cheap worked. Today we’ll look at the returns […]
Checking in on Vanguard’s VRIF on Weekend Reads.
In September, Vanguard’s VRIF ETF was launched. The ETF is an all-in-one retirement funding solution. It is designed to pay out 4% of the portfolio value in 12 monthly distributions. That level of income is set at the end of each calendar year, based on the year end value. If the Santa Claus rally continues, […]
The ETF portfolio for retirees. How you doing?
We’ll check in on the ETF portfolio for retirees. We know that a simple balanced portfolio would have held up quite well over the last year. What does that mean for the retiree that creates a simple ETF portfolio to fund retirement? We’ll have a look at the 7-ETF portfolio for retirees on Cut The […]
Sunday reads. What a week it was.
OK, whoever is writing this stuff (the script for the world in which we live) is doing a bang up job. The twists and turns, the use of irony and dramatic foreshadowing, the list of characters and the character assassinations. So many literary devices on display. Hollywood screenwriters could not to a better job. In […]