The Globe & Mail offers ongoing real-life retirement funding (cash flow plan) scenarios. They also invite a financial planner to offer their opinion. They call the series Financial Facelift. A recent article caught my eye. I thought I would give it a go using a popular free use retirement software that allows DIY retirees and […]
Can Canadian retirees count on Old Age Security?
I have suggested that Canadians can most likely count on the Canada Pension Plan (CPP) to be there when they retire. There is no cry to lessen that pension plank, in fact the CPP program is being enhanced by the government of the day. That said, the current form of Old Age Security is facing […]
How do we defend against stagflation?
It has been more than two weeks since the U.S. attacked Iran. And while the U.S. was quick to knock out much of Iran’s traditional military capability, Iran has turned to asymmetric war and has also weaponized oil, fertilizers and other materials that pass through the Hormuz Strait. With threats and some strategic attacks on […]
Canadian and international stocks wow in February and in 2026.
So much for the February blahs. Canadian stocks delivered some February wows. We can add in international developed and international developing markets as well. The U.S. market stays in the basement where it resided in 2025. For the month, the TSX added 6.9%, marking its biggest monthly gain since November 2020. The Toronto market has […]
What to do about your stocks that are flying high, on the Sunday Reads.
It was a tumultuous week for the U.S. markets. And it’s been a wobbly 2026. U.S. stocks are down over the last week, month and year-to-date. Of course, Canadian and International equities greatly outperformed the U.S. market in 2025. The U.S. Dollar has been in ‘free fall’ as well. We keep hearing about the ‘great […]
Giving up trips to Portugal in your sixties to fund nursing care in your nineties?
Retirement planning introduces many difficult questions, and some very interesting and meaningful trade-offs. Including, how much should you sacrifice your high-quality go-go years in retirement to fund your expensive no-go years that might arrive in your 80’s and continue into your 90’s and perhaps beyond? For many, residence and healthcare costs can skyrocket late in […]