While the TFSA accounts are very popular that does not mean that they are being embraced or used to the fullest. This week Rob Carrick of the Globe and Mail penned TFSA’s have been a disappointment in getting Canadians to save more. Rob references a recent study published in the Canadian Tax Journal that looked […]
Adding Canadian and International REIT ETFs to your portfolio.
You’ll notice that in the ETF Model Portfolio page on Cut The Crap Investing I first offer up the core portfolios with the traditional building blocks of Canadian, US and International stocks supported by a broad basket of Canadian bonds. That’s a core approach embraced by many self-directed investors. You’ll even see that simple asset […]
The must reads from year one of Cut The Crap Investing.
It has been over a year since I launched this blog, and I promise this is the last kick at that can. Sure I made it through a year without my wife sending me back to work, big deal. 🙂 And speaking of kicking at cans I did write two articles on that one year […]
Weekend Reads. IG (Investors Group) offers an embarrassing fee reduction.
As anyone who has ever crossed paths with Cut The Crap Investing would know, Canadians pay the highest mutual fund fees in the world or the developed world. We could argue about the studies and semantics, but does it really matter? Canadians routinely offer up half of their investment wealth to the big banks and […]
Who is investing in ETFs in Canada?
As you may know more and more Canadians are gravitating toward low fee Exchange Traded Funds (ETFs). In fact they are now ‘out-selling’ or attracting more assets compared to traditional mutual funds. That’s good news of course as Canadians pay the highest mutual funds in the developed world. It’s likely not a surprise that those […]
I’m calling from a bank, and yes, we’d like to make less money from you.
Yup, that was one of my ‘lines’ when I was an Advisor with Tangerine Investments. And it was not so much of a line as the honest truth as to why I was reaching out to clients who still owned the legacy, traditional high fee mutual funds that Tangerine originally offered. When Tangerine launched their […]