This week I helped a friend invest their entire RRSP portfolio at Questrade. It was a significant sum given that he had been adding to this portfolio for decades. He is now comfortably invested in VBAL, that one ticket portfolio from Vanguard. He had been paying some very high mutual fund fees and was receiving […]
BMO InvestorLine adviceDirect. Co-pilot for the Self-Directed Investor.
As I had outlined in my review of BMO SmartFolio BMO Wealth offers a full suite of online offerings. Auto Pilot – SmartFolio Co Pilot – BMO InvestorLine adviceDirect Fly Solo – BMO InvestorLine Self-Directed Today we’ll look at BMO InvestorLine adviceDirect the Co Pilot option that is designed for self-directed investors who want some […]
The TFSA is not working on Weekend Reads.
While the TFSA accounts are very popular that does not mean that they are being embraced or used to the fullest. This week Rob Carrick of the Globe and Mail penned TFSA’s have been a disappointment in getting Canadians to save more. Rob references a recent study published in the Canadian Tax Journal that looked […]
Adding Canadian and International REIT ETFs to your portfolio.
You’ll notice that in the ETF Model Portfolio page on Cut The Crap Investing I first offer up the core portfolios with the traditional building blocks of Canadian, US and International stocks supported by a broad basket of Canadian bonds. That’s a core approach embraced by many self-directed investors. You’ll even see that simple asset […]
Checking in on investment returns in 2019.
As we may remember 2018 was a robust year for markets until Santa turned grumpy in December. There was no Santa Claus rally, and in fact Santa took back the market gifts of 2018. We were left with the proverbial lump of coal under the tree. Canadian, US and International stock markets ended negative for […]
Will retiring baby boomers destroy the stock markets?
It’s a fear or suggestion that we hear repeated quite often. The massive cohort of retiring baby boomers will need to sell their stocks to create income and that will crash the stock markets. Or let’s just say it could cause a slow bleed, taking down or suppressing the stock markets over the coming decades. […]