When putting together a Canadian stock portfolio one could argue that there is no better approach than low volatility. That’s what Norm Rothery’s research shows. And from inception, the BMO Low Volatility ZLB has outperformed the TSX (Canadian equities market) by a very wide margin. But that outperformance reversed course with the arrival of the […]
When to rebalance your stocks in retirement and in the accumulation stage.
Most Canadian Do-it-yourself (DIY) investors are hybrid. They own a basket of Canadian stocks and largely manage U.S. and international diversification by holding ETFs. The ETFs are managed for you; that means the holdings (stocks and bonds) are rebalanced for you. When you hold a portfolio of individual stocks you will have to manage your […]
Should you take CPP at age 60 and invest the payments?
There is little debate that if you have a decent investment portfolio, you should delay CPP and Old Age Security payments. You’ll be the recipient of a significant boost in government benefits that we can consider as pensionable income. It’s guaranteed for life and adjusted for inflation. From age 65 to age 70, the guaranteed […]
Own the Canadian banks, don’t let them own you. Plus, the Sunday Reads.
It was another stellar quarterly earnings season for the Canadian banks. They mostly beat estimates sending stock prices considerably higher for the week. You just can’t keep the big bad bank oligopolies down. As the Canadian economy hobbles, the banks seem to find a way to generate more revenue and more profits. Keep in mind […]
A look at the Beat The TSX Portfolio and wide moat portfolio performance. Plus, the Sunday Reads.
Canadian blue chip stocks beat the market. OK, they crush the market historically. That’s good news for Canadian investors who build their own stock portfolio. We just have to buy enough of ’em and get out of our own way. Of course, we’ll need to invest within our risk tolerance level and diversify geographically. Exchange […]
Canadian oil and gas investing, utilities and pipelines. Plus, the Sunday Reads.
It is so Canadian to enjoy a healthy dividend. Investing in oil and gas stocks is also as Canadian as needing to wear a toque in October or stopping at Timmie’s before heading off on a road trip. We have a resource-based economy and many investors have learned to embrace our dominant sectors. And of […]