Yup. The RIF in the Vanguard retirement portfolio ETF ticker stands for Retirement Income Fund. It’s a newer retirement one ticket portfolio – ticker VRIF. Launched in 2020, it’s a diversified fund of funds designed to deliver a consistent 4% income stream. The one ticket asset allocation portfolios are certainly game changers. Will VRIF change […]
Horizons asset allocation ETFs for better asset allocation.
Yes that is an ironic headline. While many of the asset allocation or one ticket ETFs are quite similar, Horizons asset allocation ETFs stand out. For starters as you may know, the ETFs used within these portfolios are held within a corporate structure that do not pay out taxable distributions. They primarily use swap-based ETFs […]
The TD One-Click Portfolios.
TD Asset Management joins the asset allocation ETF game with the TD one-click portfolios. Welcome to the team. These portfolios are a wonderful addition to the TD ETF line up. As many of us in the investment blogosphere have suggested, the asset allocation ETF portfolios are game changers. As a background for those who are […]
Checking in on the Tangerine Portfolio returns, plus the Weekend Reads.
It has been a while since we checked in on the Tangerine Portfolio returns. They are simple but wonderful index-based mutual funds. The funds invest in large cap Canadian stocks, US stocks and International stocks. They manage the risks by replicating a core Canadian bond index. The portfolios offer a very decent benchmark for those […]
What’s in the Big Bear Portfolio?
Canadian economist David Rosenberg is known as a perpetual bear. That framing is a little unkind. Let’s just say Mr. Rosenberg is always cautious and is more than aware of the many risks. But certainly he will dwell or concentrate on those risks. We might think that it is the job of the economist to […]
Rebalancing your portfolio during violent stock market corrections.
In March we experienced the quickest 30% market correction in history. Of course stocks went on to fall more than that 30% figure. And during that period the bond markets also started to fail. We had swings of 7% or more on a daily basis, for both stock and bond ETFs. It was enough to […]