Most Canadian self-directed investors are hybrid investors. They build a blue chip Canadian stock portfolio, they diversify with U.S. and International ETFs. They might choose a Global X-Canada ETF that covers the international markets in one ETF. The hybrid approach is a mix of stocks and ETFs. It’s a wonderful way to build wealth; the […]
You can count on your CPP payments to be there, on the Sunday Reads.
There are three major pillars for your retirement income in Canada. There’s Government Benefits, Personal Savings and the Employer Pension. The Canada Pension Plan (CPP) and Old Age Security create the Government Benefits. We might consider that part of our pensionable earnings as the amounts are ‘guaranteed’ and indexed to inflation. At times we can […]
The abnormal returns for the Canadian asset allocation ETFs.
I have just updated the returns for the Canadian asset allocation ETFs. The returns over the last year and three years can be described as abnormal returns. So much so that I had to double check the performance for the equity markets that fuelled this incredible run. How did they do it? Over the last […]
Creating monthly income in retirement on the Sunday Reads.
One of the best things you can do in the accumulation stage is ‘set it and forget it’. That is, put your investments on auto pilot as much as you can. Set up direct transfers from your chequing account to your RRSP, Group RRSP, and TFSA (and perhaps taxable) and then if possible automate the […]
Global portfolios are up nicely in the first half of 2025. Plus, the Sunday Reads.
The first half of 2025 is in the books, and perhaps in the history books. Against all odds global stocks have delivered over 10% in U.S. Dollars in 2025. The U.S. market (S&P 500) offered about 5.7%. Of course the economic backdrop (noise) is a U.S. President hell-bent on a global tariff war and an […]
Canadian stocks move to all-time highs on the Sunday Reads.
On Twitter I was asked what the heck is going on. “I don’t get it” offered a follower and blog reader. The Canadian economy is entering a rough patch, things are supposed to get much worse, and Canadian stocks are surging higher. In fact, the TSX Composite just reached an all-time high. More proof, that […]