Most Canadian self-directed investors are hybrid investors. They build a blue chip Canadian stock portfolio, they diversify with U.S. and International ETFs. They might choose a Global X-Canada ETF that covers the international markets in one ETF. The hybrid approach is a mix of stocks and ETFs. It’s a wonderful way to build wealth; the […]
The abnormal returns for the Canadian asset allocation ETFs.
I have just updated the returns for the Canadian asset allocation ETFs. The returns over the last year and three years can be described as abnormal returns. So much so that I had to double check the performance for the equity markets that fuelled this incredible run. How did they do it? Over the last […]
Got oil and gas stocks? Plus, the Sunday Reads.
This post is not a reaction to the rising political tensions in the Middle East, with the U.S. targeting Iranian nuclear sites on the weekend. Mostly, ‘got oil and gas stocks’ is a common question on this blog. You’re then ready for an oil shock. An oil shock can’t disrupt your lifestyle, in fact it […]
Canadian stock portfolios on the Sunday Reads.
The good news for Canadians who build their own stock portfolios is that if you simply buy enough of those blue chip companies, and then get out of your own way, you’ll likely be a very successful investor. At least on the Canadian equity front. Research shows that big ‘boring’ blue chip stocks outperform the […]
Retirement funding at four risk levels over the last 10 years.
On Twitter/X this past week I shared a chart that showed the performance of three retirement portfolios, at three different risk levels. The time frame for the Cut The Crap Investing core ETF portfolio models was the last 10 years. I asked “what do you notice?”. The main observation was that the balanced portfolios worked, […]
A look at the Canadian Asset Allocation ETFs on the Sunday Reads.
It’s that time again. I’ve updated the total returns for Asset Allocation ETF page on Cut The Crap Investing. The Asset Allocation ETFs are game changers in Canada. For starters, these are the perfect investment vehicles that allow Canadians to park their high fee mutual funds. Well, they can send those high fee funds to […]





