There’s a new and very important investment book in town. And this one is called Beat The Bank, The Canadian Guide to Simply Successful Investing from Larry Bates. Last week I discussed why Larry just had to write Beat The Bank. In the headline I’m the set up man for Larry. There’s a whole lot […]
The Canadian Robo Advisors – Tangerine Investments.
A robo advisor is a wonderful option for Canadian Investors. Fees are more than important. And unfortunately Canadians pay some of the highest fees in the developed world. It’s certainly not a good idea to hand over a sizable percentage of your investment portfolio value every year. Canadians pay 2.0% on average for their mutual […]
Should You Create an ETF Portfolio, or go Robo with a Canadian Robo Advisor?
The answer to that question is trickier than it appears. And it’s a question that was often posed to me when I was an advisor on the index based portfolios at Tangerine Investments. In fact, and often, I was not asked but challenged. Once the clients understood that the portfolios tracked the S&P 500 for […]
Stocks are the unruly kids. Bonds are the adult in the room.
A simple and effective portfolio will typically consist of Canadian companies, US companies, International companies and Canadian bonds. And for sure, you can certainly add more diversification if you like. We likely all understand that the growth engine of the portfolio is the companies or stocks, but what about those bonds? I like to call […]
What is an Exchange Traded Fund?
For the average investor, the investment revolution began with the mutual fund. A mutual fund allows the average Joe or Jane to buy into the stock and bond markets. You are essentially owning a big basket of companies for growth, while the bonds help to reduce the risk of the investment portfolio. The problem with […]
What is index investing?
OK, perhaps one of the main reasons why most Canadians are still stuck in high fee mutual funds is because they don’t understand the concept of index investing, and how and why it is superior to the more active (and more expensive) style of investing. When speaking with investors I never assume they have extensive […]