As I had outlined in my review of BMO SmartFolio BMO Wealth offers a full suite of online offerings. Auto Pilot – SmartFolio Co Pilot – BMO InvestorLine adviceDirect Fly Solo – BMO InvestorLine Self-Directed Today we’ll look at BMO InvestorLine adviceDirect the Co Pilot option that is designed for self-directed investors who want some […]
Adding Canadian and International REIT ETFs to your portfolio.
You’ll notice that in the ETF Model Portfolio page on Cut The Crap Investing I first offer up the core portfolios with the traditional building blocks of Canadian, US and International stocks supported by a broad basket of Canadian bonds. That’s a core approach embraced by many self-directed investors. You’ll even see that simple asset […]
Weekend Reads. IG (Investors Group) offers an embarrassing fee reduction.
As anyone who has ever crossed paths with Cut The Crap Investing would know, Canadians pay the highest mutual fund fees in the world or the developed world. We could argue about the studies and semantics, but does it really matter? Canadians routinely offer up half of their investment wealth to the big banks and […]
I’m calling from a bank, and yes, we’d like to make less money from you.
Yup, that was one of my ‘lines’ when I was an Advisor with Tangerine Investments. And it was not so much of a line as the honest truth as to why I was reaching out to clients who still owned the legacy, traditional high fee mutual funds that Tangerine originally offered. When Tangerine launched their […]
Using Canadian Dividend ETFs as your core Canadian holding.
As warm and cuddly and comforting as are dividends, the subject or investment approach can lead to some lively debates. Many will write (or build podcasts on the subject) that dividends simply don’t matter. On that, here’s a measured response from Mike at The Dividend Guy blog. Please have a read of Should I Go […]
Like to head south in the winter? Don’t let the Canadian dollar stop you at the border.
When I write ‘head south’ I am talking about the number 1 warm-up designation for Canadians and that is to the southern US. Many will go to Florida or course. Texas and Arizona are also very popular. I’d strongly suggest that you make your way to California as well, you many never see Florida again. […]