Should you pay attention to withholding taxes on dividends? What about about capital gains vs dividend income? Should tax considerations trump asset allocation and your risk tolerance level? I get many questions with respect to taxes and ETFs. I will suggest that you do not let taxation and withholding taxes on US and International dividends […]
You might not need a financial planner.
Recently I posted on the wonderful option of obtaining your financial advice a la carte. Yup. Just pay for what you need. You do not have to fork over a percentage of your total portfolio value every year. And in fact, you might not even need to fork over a single nickel for planning advice, […]
What is advice-only financial planning?
All investors can benefit from financial advice. Quite simply there is ‘stuff’ that we don’t know. And you don’t know what you don’t know. But there are professionals who do know. There are various types and levels of advice. In this post we will top line what is advice-only financial planning? It can also be […]
Cashing in with our Tangerine Cash Back Credit Card.
It’s certainly more important to get the big things right in the wealth building process. We get rid of our high interest debt, we get our spending under control so that we can save and invest in a low-fee manner. And we should take all ‘free’ monies as we do with our no-fee Tangerine Cash […]
The 3 Most Common Mistakes of Canadian Investors.
This is a guest post by invitation, from financial planner Graeme Hughes… During the course of my financial planning career, I was privileged to help hundreds of families work to achieve their financial goals. Talking to families about what they really wanted in life, and how they planned to go about getting it, was by […]
Most Canadian Investors want advice. Many could also use a Steadyhand.
I recently attended the Steadyhand luncheon in Toronto. They run these info sessions with regularity. If you’re in search of a sensible lower fee investment option and you’re in the area I suggest that you take them up on the offer of lunch and a very informative and passionate presentation. The lunch I attended was […]