Yup, that was one of my ‘lines’ when I was an Advisor with Tangerine Investments. And it was not so much of a line as the honest truth as to why I was reaching out to clients who still owned the legacy, traditional high fee mutual funds that Tangerine originally offered. When Tangerine launched their […]
Ever wonder who makes your ETF and how it stays on track?
As you may know an Exchange Traded Fund (ETF) is a fund that trades like a stock. You purchase an ETF by way of a discount brokerage. To own 60 of the largest companies across all of the major sectors represented on the Toronto Stock Exchange you could simply enter the ticker XIU, and press […]
Yes, investors, today is a good day to plant a tree.
When I was an advisor on Tangerine’s index-based portfolios it was a common question asked by clients and potential clients. Is today a good day to invest? The answer was always yes. ‘Today is a good day to plant a tree’. When you have many years or decades and you’re prepared to be patient and […]
The Greater Income Model ETF Portfolio.
The goal of this portfolio is provide a nice combination of potential capital appreciation in concert with some very generous income. The capital appreciation and (potential of) increasing income will be provided by the Canadian and US High Dividend index funds. The real estate component will hopefully deliver on the capital appreciation and income sides […]
Beat the market with the Greater Growth ETF Model Portfolio.
Yes, it’s possible to beat the market, historically. Keep in mind as always that past performance does not guarantee future returns. That said, the factors that allowed an investor to historically beat the market are just simple themes that are likely to be repeated over long periods. And that ‘longer periods’ mention is more than […]
Investing in the all stock ETF Model Portfolio. Take on the risk, if you can.
On the Cut The Crap Investing ETF Model Portfolio page you’ll find 3 Balanced Portfolios. Next in line is the All Stock Portfolio. This is the ‘plain vanilla’ couch potato approach of using broad market indices. In this portfolio the stocks are flying solo without the support of those bonds that can work as shock […]



