Dividends are so popular. That’s an understatement. Government agencies have forced that upon us. We live in a low yield environment. Bonds come up way short in the task of delivering safer income for retirees. Naturally, investors turn to dividends. Can we live off of the dividend income? The yield on iShares Core Universe Bond […]
Should you roll the dice with your retirement savings?
You’ve worked for decades to build your retirement nest egg. You have invested smartly. The investment portfolio is required to fund a significant portion of your retirement years. In fact, you need those monies to last for many decades. Should you invest in an all stock portfolio? That approach might deliver greater income than the […]
Living off of the dividends to create retirement income.
Living off of the dividends in retirement is a popular concept and a very popular approach for many retirees. There is a comfort level that comes with not having to sell shares to produce income. But is it a wise strategy? Or does this leave money on the table? As many of my readers will […]
Retirement Funding: Making The Most Of GIS and CPP Benefits.
This is a guest post by invitation, from Graeme Hughes, PFP. Thanks to Graeme, this is a wonderful follow up post to The 3 Most Common Mistakes of Canadian Investors. Over to Graeme … Canada’s tax and benefits system is a convoluted tangle of programs, rules and exceptions that can be a genuine challenge to […]
You should protect your retirement portfolio assets long before your retirement start date.
We often think of wealth building and retirement as static dates. We have that accumulation stage when we are building our assets and net worth, and then we have that decumulation stage (retirement or semi retirement) when we are spending our assets. We tend to think of those periods in static terms, with hard stop […]
Like to head south in the winter? Don’t let the Canadian dollar stop you at the border.
When I write ‘head south’ I am talking about the number 1 warm-up designation for Canadians and that is to the southern US. Many will go to Florida or course. Texas and Arizona are also very popular. I’d strongly suggest that you make your way to California as well, you many never see Florida again. […]