The upside of the rising rate environment is the rising savings account and GIC rates. Throw in greater yields on shorter term bond funds as well. We can even go one step further; the rising rates for ‘risk-free’ cash also leads to bigger dividends. The big dividend payers, often call bond proxies, compete with the […]
When should you rebalance your portfolio? And lessons from the Tangerine portfolios.
How often should you rebalance your portfolio? There’s good news on that front as less is more. We’ll take a look at a very telling chart from Frederick Vettese. And I take another look at the very telling perfomance table for the core Tangerine Portfolios. In this post I will also take you through my […]
Oil and cash float portfolios as bonds sink on the Sunday Reads.
The backdrop for financial markets over the last few months has been a near 30% surge in oil prices, higher rates for bonds offering a challenge for stocks and bonds. Of course the traditional balanced portfolio has weakened as well. But as I offered in mid September, long periods of market declines and treading water […]
Buffett beats as stocks retreat on the Sunday Reads.
My latest article for Seeking Alpha shows that Warren Buffett and the team at Berkshire Hathaway is back to beating the market in a significant way. I have long suggested that retirees consider Berkshire as a holding. It is the largest position in my wife’s accounts. And maybe the stock belongs in most every account […]
How much do you need to retire? And waiting on the stock markets on the Sunday Reads.
If you’re wondering why your portfolio has stalled it’s not you , it’s the markets. Stock markets and even a sensible balanced portfolio has not gone anywhere in the last two years. And no worries on that front, that’s normal stock market and portfolio behaviour. We can stall or decline for extended periods. Those stalls […]
The waiting is the hardest part, and the most profitable times for investors.
Investors are starting to notice that their portfolios have been treading water for a couple of years. Over the last two years, a global balanced growth portfolio would essentially be flat. Of course, move out to 3 year, 5 year and 10 year time horizons and we have very solid to generous returns. At times […]