OK, the headline could be accused of being an oxymoron. The future is always uncertain. This age is just like the last age, and the age before that. There’s always “stuff” to be worried about. That said, you can’t blame Canadians, Mexicans, Panamanians and Greenlanders for thinking that 2025 brings a certain level of risk […]
Canadians should avoid most mutual funds.
Canadians pay some of the highest investment fees on the planet. Most of the Canadian mutual funds charge very high fees. Those fees directly reduce your returns. Too much of the investment returns end up in the wrong pockets. The very good news is that in 2025 you can move to very good, very simple […]
The asset allocation ETFs. The best funds available in Canada? Plus, the Sunday Reads.
When the Canadian asset allocation ETFs were introduced several years ago, the investment community hailed them as “game changers”. That is, the final nail in the coffin for high-fee / low-performance Canadian mutual funds. The asset allocation ETFs are well-diversifed, managed global portfolios available at 5 risk levels. The fees represent about a 90% off […]
Economists exist to make astrologists look good, on the Sunday Reads.
Warren Buffett (the world’s greatest investor) once exclaimed that ‘if your company has an economist on the payroll it has one too many employees’. And of course you can look to the headline of this post for another telling description of the use of economics in making investment decisions. We can put any ‘market guesser’ […]
Canadian banks’ mixed bag of earnings on the Sunday Reads.
It’s the Stanley Cup playoffs for Canadian investors. It was Canadian bank earnings week. The Canadian banks have been on a terrific run, playing catch up after underperforming the TSX Composite in 2022 and 2023. It was a mixed bag of returns this past week. Mostly, team Green (TD Bank) was in the red, while […]
We’re selling shares to create retirement income on the Sunday Reads.
You gotta sell shares to not sell yourself short. Oh, the irony. This week I published a very popular (and unpopular) post on Seeking Alpha. The post showed how a retiree could greatly increase their income by selling shares of the popular ETF – Schwab’s SCHD. A retiree might boost the spend rate by 30% […]