It was a tumultuous week for the U.S. markets. And it’s been a wobbly 2026. U.S. stocks are down over the last week, month and year-to-date. Of course, Canadian and International equities greatly outperformed the U.S. market in 2025. The U.S. Dollar has been in ‘free fall’ as well. We keep hearing about the ‘great […]
Giving up trips to Portugal in your sixties to fund nursing care in your nineties?
Retirement planning introduces many difficult questions, and some very interesting and meaningful trade-offs. Including, how much should you sacrifice your high-quality go-go years in retirement to fund your expensive no-go years that might arrive in your 80’s and continue into your 90’s and perhaps beyond? For many, residence and healthcare costs can skyrocket late in […]
Are these the best investment portfolios for Canadians? Check out the performance of the asset allocation ETFs.
The Canadian asset allocation ETFs continue to shine. And their popularity continues to surge. In fact, iShares all-equity asset allocation ETF, ticker XEQT, is now in the top ten for Canadian ETF holdings. There are legions of fans who are entirely devoted to this wonderfully simple and effective ETF. “Just XEQT and chill” they chant. […]
My market predictions for 2026 – I don’t have a clue.
Tis the season for investing geniuses to offer their predictions for 2026. If history and their track record is any guide they will miss the mark by more than the mark. It will be like a major league pitcher winding up 60’6″ from the barn and missing the barn. In hockey framing it will be […]
When to rebalance your stocks in retirement and in the accumulation stage.
Most Canadian Do-it-yourself (DIY) investors are hybrid. They own a basket of Canadian stocks and largely manage U.S. and international diversification by holding ETFs. The ETFs are managed for you; that means the holdings (stocks and bonds) are rebalanced for you. When you hold a portfolio of individual stocks you will have to manage your […]
Should you take CPP at age 60 and invest the payments?
There is little debate that if you have a decent investment portfolio, you should delay CPP and Old Age Security payments. You’ll be the recipient of a significant boost in government benefits that we can consider as pensionable income. It’s guaranteed for life and adjusted for inflation. From age 65 to age 70, the guaranteed […]