It’s not too late. Even if you’re in your 40’s or early 50’s you can play some serious portfolio catch up. You can put your retirement portfolio into overdrive. And you can use your RRSP account to drive your TFSA account. With a retirement portfolio catch up strategy your generous tax return monies go directly […]
Dalbar’s national retirement study ranks RBC as the #1 bank.
Dalbar recently unleashed Canadian mystery shoppers at Canadian banks and credit unions. The shoppers were seeking advice on retirement and retirement planning. In the big bank category RBC came out on top. In Dalbar’s national retirement study TD was back of the pack. This first of its kind study was a look at how well […]
The 7-ETF portfolio for retirement. 2019 performance.
I continually receive emails from readers asking how they can construct their ETF portfolio for retirement. First off, I’d suggest that simple works. In retirement we are looking for portfolio growth and we need to manage the sequence of returns risk with bonds and other assets. That is to say, a simple core ETF portfolio […]
Retire with that coffee on weekend reads.
I have read many wonderful posts on the topic of retirement over the last week or two. Here is what inquiring retirees or near retirees often want to know. When can I retire? How can I make my retirement monies last? How do I best fund that retirement? I covered retirement risks and retirement funding […]
Living off of the dividends and that 4% rule.
Dividends are so popular. That’s an understatement. Government agencies have forced that upon us. We live in a low yield environment. Bonds come up way short in the task of delivering safer income for retirees. Naturally, investors turn to dividends. Can we live off of the dividend income? The yield on iShares Core Universe Bond […]
Should you roll the dice with your retirement savings?
You’ve worked for decades to build your retirement nest egg. You have invested smartly. The investment portfolio is required to fund a significant portion of your retirement years. In fact, you need those monies to last for many decades. Should you invest in an all stock portfolio? That approach might deliver greater income than the […]