I have just updated the returns for the Canadian asset allocation ETFs. The returns over the last year and three years can be described as abnormal returns. So much so that I had to double check the performance for the equity markets that fuelled this incredible run. How did they do it? Over the last […]
Creating monthly income in retirement on the Sunday Reads.
One of the best things you can do in the accumulation stage is ‘set it and forget it’. That is, put your investments on auto pilot as much as you can. Set up direct transfers from your chequing account to your RRSP, Group RRSP, and TFSA (and perhaps taxable) and then if possible automate the […]
Got oil and gas stocks? Plus, the Sunday Reads.
This post is not a reaction to the rising political tensions in the Middle East, with the U.S. targeting Iranian nuclear sites on the weekend. Mostly, ‘got oil and gas stocks’ is a common question on this blog. You’re then ready for an oil shock. An oil shock can’t disrupt your lifestyle, in fact it […]
Canadian stock portfolios on the Sunday Reads.
The good news for Canadians who build their own stock portfolios is that if you simply buy enough of those blue chip companies, and then get out of your own way, you’ll likely be a very successful investor. At least on the Canadian equity front. Research shows that big ‘boring’ blue chip stocks outperform the […]
Retirement funding at four risk levels over the last 10 years.
On Twitter/X this past week I shared a chart that showed the performance of three retirement portfolios, at three different risk levels. The time frame for the Cut The Crap Investing core ETF portfolio models was the last 10 years. I asked “what do you notice?”. The main observation was that the balanced portfolios worked, […]
Defensive stocks take on tariffs, on the Sunday Reads.
The year 2025 offered the third bear market for U.S. stocks in the last 6 years. That is surprising in itself. Canadian stocks didn’t go into a bear market but they did fall by near 13%. The good news for readers of this blog is that Canadian defensive stocks rose to the occasion. South of […]





