The answer to that question is trickier than it appears. And it’s a question that was often posed to me when I was an advisor on the index based portfolios at Tangerine Investments. In fact, and often, I was not asked but challenged. Once the clients understood that the portfolios tracked the S&P 500 for […]
How much can you expect to make from your investments?
“How much am I going to make from my investments?” That’s likely the most reasonable question that an investor could ask. When you sign up for a savings account or GIC it’s usually the rate of return that lured you in, or got your attention. We know that many savers are ‘rate chasers’. They go […]
Stocks are the Unruly Kids. Bonds are the Adult in the Room.
I recently described the ‘Perfect Portfolio’ with the blog This is Easy Street for Canadian Investors. Of course a simple and effective portfolio will typically consist of Canadian companies, US companies, International companies and Canadian bonds. We likely all understand that the growth engine of the portfolio is the companies or stocks, but what about […]
Oh Look, I Just Found $888,000 In Your Coffee.
There are many wonderful books on personal finance. Here’s my go at it. This book might be a little different because it will not take a book, but just a few words, so it fits in a blog. That’s right, most everything you need to lead a sensible financial life in just over 1000 words. […]
What is an Exchange Traded Fund?
For the average investor, the investment revolution began with the mutual fund. A mutual fund allows the average Joe or Jane to buy into the stock and bond markets and create simple portfolios. On ‘what is an investment portfolio?’ have a read of my blog post This Is Easy Street For Canadian Investors. You are […]
What And Who Are The Canadian Robo Advisors?
Most investors want or need investment advice. I learned after many decades in and around the industry, including over 5 years as an advisor at Tangerine Investments. Canadians are not all that interested in their investments. Nope, folks are more interested in making money and well, living. So most need, or seek advice. Unfortunately most […]