I’d have to say that when I was an investment advisor at Tangerine Investments it was one of the most common queries. Investors were holding too much cash for a myriad of reasons. What’s an investor to do when holding too much cash? I received this question again, from a reader this week. So, how […]
The Vanguard VRIF asset allocation ETF.
Yup. The RIF in the Vanguard retirement portfolio ETF ticker stands for Retirement Income Fund. It’s a newer retirement one ticket portfolio – ticker VRIF. Launched in 2020, it’s a diversified fund of funds designed to deliver a consistent 4% income stream. The one ticket asset allocation portfolios are certainly game changers. Will VRIF change […]
Sunday reads. Investing in Canadian banks.
Yes, investing in the big Canadian banks is a favourite topic of mine. It can bring up so much spirited debate. And for the record, I hold Royal Bank, TD Bank and Scotiabank in my concentrated Canadian portfolio. Investing in Canadian banks has been extremely profitable over the decades. But as always -past performance does […]
Horizons asset allocation ETFs for better asset allocation.
Yes that is an ironic headline. While many of the asset allocation or one ticket ETFs are quite similar, Horizons asset allocation ETFs stand out. For starters as you may know, the ETFs used within these portfolios are held within a corporate structure that do not pay out taxable distributions. They primarily use swap-based ETFs […]
Making your cash work a lot harder at EQ Bank.
Yield is hard to find these days, and rates have been trending down. Bond yields are in the low range. And savings accounts and GICs at the big banks pay next to nothing. Your cash can work a lot harder at EQ Bank. Check out the savings and GIC rates at EQ Bank. The top […]
A look at the performance of the Justwealth portfolios in the recent correction.
The risk ratings on funds can be a joke. In fact they are an “absolute” joke according to James Gauthier, Partner and Chief Investment Officer at Justwealth. And there’s some math humour in there as the risk system is based on “absolute” measures, not relative. The risk rating on mutual funds and ETFs is based […]