Yup. The RIF in the Vanguard retirement portfolio ETF ticker stands for Retirement Income Fund. It’s a new retirement one ticket portfolio – ticker VRIF. It’s a diversified fund of funds designed to deliver a consistent 4% income stream. The one ticket asset allocation portfolios are certainly game changers. Will VRIF change the game for […]
Sunday reads. Investing in Canadian banks.
Yes, investing in the big Canadian banks is a favourite topic of mine. It can bring up so much spirited debate. And for the record, I hold Royal Bank, TD Bank and Scotiabank in my concentrated Canadian portfolio. Investing in Canadian banks has been extremely profitable over the decades. But as always -past performance does […]
Horizons asset allocation ETFs for better asset allocation.
Yes that is an ironic headline. While many of the asset allocation or one ticket ETFs are quite similar, Horizons asset allocation ETFs stand out. For starters as you may know, the ETFs used within these portfolios are held within a corporate structure that do not pay out taxable distributions. They primarily use swap-based ETFs […]
A look at the performance of the Justwealth portfolios in the recent correction.
The risk ratings on funds can be a joke. In fact they are an “absolute” joke according to James Gauthier, Partner and Chief Investment Officer at Justwealth. And there’s some math humour in there as the risk system is based on “absolute” measures, not relative. The risk rating on mutual funds and ETFs is based […]
The TD One-Click Portfolios.
TD Asset Management joins the asset allocation ETF game with the TD one-click portfolios. Welcome to the team. These portfolios are a wonderful addition to the TD ETF line up. As many of us in the investment blogosphere have suggested, the asset allocation ETF portfolios are game changers. As a background for those who are […]
The cheapest Canadian banks have been in 20 years.
Now there’s a headline. That headline might grab your attention and perhaps your investor wallet. I’ll leave that up to you. According to Scotia Capital analyst Hugo Ste-Marie the Canadian banks now trade at 10.5 times forward earnings, versus 18.7 times for the broader TSX. When you buy the Canadian banks (compared to market) you […]